Financial clarity for Canadian families.
Turn your income, savings, and goals into a retirement plan you can actually read — with the same projections, Monte Carlo stress-tests, and drawdown maps a planner would run.
Where would you like to start?
Pick what best describes your household. You can switch later.
Just me
Your own retirement — income, savings, and when you can comfortably stop working.
- RRSP, TFSA, FHSA — which to use when
- CPP & OAS integrated
- Monte Carlo stress-test
My family
Plan as a household first — two incomes, spousal RRSPs, CPP timing — then add your kids' RESP.
- Household retirement plan
- Spousal RRSP & income splitting
- Then: each child's RESP & CESG
Real planner tools, not a calculator.
The same analysis a fee-only planner runs — live, free, and tuned for Canadian accounts.
See your whole retirement
Your portfolio from today through age 95 — surplus, shortfall, and run-out age.
Sample figures shown for illustration. Your plan uses your own numbers.
Ask your plan anything.
A built-in assistant reads your actual numbers — balances, contributions, projections — and answers in plain English. No generic advice, no searching forums.
5 free a day · 10/day with an account · 50/day with Premium